Of course, we on this board are generally still accumulating, and FIRE is a ways off. Valuation may be substantially better when we hit our targets and call it a day. We should all be rooting for lower prices now and until we retire so we can accumulate them cheaply and retire with excellent prospects of price appreciation.Excellent post. Just because 4% worked in the past doesn't mean you can safely shut off your brain. The future might be kind of crappy, and in re-reading my post it sounds like I'm poo-pooing that thought. Someone retiring today should definitely take into account today's historically high valuations. I'm a few years from FIRE, so what's going on right now is if less concern to me in that regard. Here's to lower prices!
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