Of Trees, Forests, Wars, and Risk.Greetings JPKiljan!Nice work, I just wish you had recorded the gains for each year!However, your thread crystalized whats been nagging me about this house business. To pay off early or not. Oh, I know it's better in terms of money earned not to pay off the house. But in reading your thread I realized I was seeing trees and not the forest...;-)While it's not nice to think about, what isn't covered by not paying off your house is a situation causing the market to drop like a stone, and stay there for a decade.What got me thinking about it was this. Yesterday, my coworker and I were doing world plots projecting what country would use a single nuke first. I indicated India, my coworker, said China. (I won't go into the details)Cataclysms and wars have occured. So in this worse case scenario, depending on how long it took the market to recover...if it did. It would be better to own your home.Hummmm, things one would prefer not to think about.Your Humble Servant,Gracefully Savage
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