Oh, and one more thing, Pam...For the time being, don't withdraw or close the account -- yet. Don't add any more (to incur more fees), but don't withdraw...yet. Double check that this "redemption charge" to close this IRA and open another one is legal and legit. If it is, you may be stuck (but add new money elsewhere) -- if not, tell 'em to take a flying leap off a short pier. :)In the meantime, start considering options for future investments (NOT with this fund or advisor, IMO), and also as a place to get your investments away from this thieves' den.Bottom line -- you may want to leave your current investment where it is to avoid penalty (we need more details, though) -- but do not give these clowns one more penny. IMO, of course.Tim
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