OK. Here goes. I have been requested to give advice to my more wealthy friends, due to the fact that my investments have turned out to increase my portfolios quite well. HOWEVER, that is a GREAT way to lose a friend.My advice? I give them the names of 3 fee-only financial planners. Many of them have interviewed all three. Many of them interviewed only one. However, they wound up using one of them. Donna - for what it's worth
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