Ok, I have one example where they differed greatly. You have one example where they didn't.How can you say "generally" with only one anecdote?I was pointing out they could be different as evidenced by my experience. My lender sounded like she had seen the same thing before too.Well, I have two reports from lenders that were exact, the two that had the same pull dates. And two that were within five points on all counts, pulled a week later.If your lender DOES utilize a third-party report wherein that third-party has included their own proprietary score instead of paying for and passing on the actual score available from the CRAs as a matter of cost saving policy, AND/OR the customer has obtained their own scores via a third-party online provider doing the same thing, then I can definitely imagine a disparity between the scores she sees and those brought in by her customer. I can easily imagine this happening on a regular basis.If you remove from the equation any third-party calculated scores, you are left with my point. The big three CRAs do NOT provide different scores to lenders than they do to consumers.xtn
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar<