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Author: ishtarastarte Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308722  
Subject: Re: What is the best way? Date: 7/23/2014 2:19 PM
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Ok, I'm going to put in one more pitch for YNAB.

http://www.youneedabudget.com/

(This is not my affiliate link, but if you think the software might work for you after the 34 day trial, send me a private message and I can get you 10% off - or any other current user of YNAB).

It's envelope budgeting in the modern age.

Gail Vaz-Oxlade (Canadian TV show host for shows about getting out of debt and taking control) and other personal finance people sometimes recommend using envelopes and/or jars to separate out your money to the tasks it needs to do so you can clearly see where your money is.

On the YNAB forums there are many people who come in with a spouse with ostrich syndrome who gradually come to use YNAB with their partners.

Do a search on the YNAB forums for "value summit" and find Longstockinggirl's excellent post about working on how she and her husband communicate about financial issues (has to do with making sure your money is in line with your values, and figuring out how important things are to you and your partner).

Ishtar
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