ok. .so 125 - 15 CC- 13 retirement loans- 20k emergency fundthat leaves 75k- 2k to refi to make the property cash positive -- which right now is netting me like 2-3% .. after I hada horrible tenant that leveled it..and I had to do a complete remodeland invest 73K .. or seriously AJ .. just pay it off.. My other thought was to sell both properties and live in a travel trailer my late husband owned.Widowed @45 :(
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