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Ok, so I procrastinated long enough that my 62nd birthday has passed....like a month ago. Any problem with signing up for early SS after your eligibility date? I also researched the whole thing on the internet and was told I needed a birth certificate (which I trucked in from the safety deposit box)and then dragged my feet not wanting to send the original of my BC any place and in particular not to any government agency. Now I'm hearing (from my brother-in-law) that you can do the whole thing over the phone with no documentation. So, why didn't they say that on their web site?? Anybody know whether or not you can still apply if you missed the deadline to apply for early SS?

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As I understand it, you can apply any time after you are 62.
The longer you wait, the more money you will get.

AM
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