No. of Recommendations: 2
Ok, thanks all for the info previously about my credit card problems-im on the path of getting out--and its gonna be a long haul. One of the big things that i need to do right away, is get out from under my truck that costs me $500 a month, and $200 a month in insurance. But here is my dilema. I am past due on a couple credit cards, and doubt i can get approved for a used car loan with that on my credit, and with just starting a new, lower paying job. So does anyone know how i can get out from under it? I have to have a car, because i work 20 miles from work, and have to be there everyday. does anyone have any suggestions of how a person in my situation might could afford transportation? Id ride the bus, but there isnt service where i work.

ps- I do have a brother that works for a rental car company. HE said i could rent a car from his company on a monthly basis for like $350. would that be a better deal?

Sounds like you've got a plan. You're pay $700/month to drive your truck now and you can drive a rental for $350/month, thus saving you $350. At the very least, you should go that way. For the sake of simple math, if you do this for 10 months, you would have $3500, which can get you a decent little car to get back and forth to work in without debt. Now, if you save the full $700/month, in another 10 months you've got a $3000+ car and $7000 and can move up if you'd like. This whole time, you'll be able to get to work (it might not be pretty, but it should run) and you will not have debt. Sounds like a plan to me!

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