OK, Thanks so much.

Starting the IRA because my work 401k (I have aprox $210k there) has gotten a bit scary. It's a "pool" type of plan. In other words, we have NO say in what we invest in. We have NO on-line access to see and view...well anything.

What they invest in is what we get..no choices...very little in the way of re-balancing..and so on. Sooo, I'm trying to find other ways of continuing my retirement building outside of the 401k (unfortunately)

Thank you