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OK, the money is now in Vanguard. For now I threw it in the 2040 retirement account, but I am already starting to fret that I should have a better allocation than that.

The breakdown of the 2040 is pretty simple:

Vanguard Total Stock Market Index Fund Investor Shares 63.1%
Total International Stock Index Fund Investor Shares 26.9%
Vanguard Total Bond Market II Index Fund Investor Shares 10.0%

Now I need to do some reading on how to manage my money. Right now I guess I leave it in cruise control using the 2040 ... but is that really the right option?
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