OK, wild, sit down and have an iced tea. You'll feel better! I have just called ed fund, here in CA, and waiting for their call back to rehab. I am so happy! yea! I can do this! Also, you will be happy to know that I cancelled my arraingment with the CCC and will be paying one cc directly through my checking each month, still with the no interest accruing agreement, and the other accounts - one will be paid in full this coming monday, and the other three I will be settling with in one manner or another with agreements to show paid in full zero balance on my report. I will hold them to this, I will have it in writing, I will sue them and the CRA's if it shows otherwise once I have paid it and pull a new report. I am empowered!! I am estatic. I have a lot of work ahead of me. : ) - J4
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