OK, you'll have to ask them directly then, that's not my company.But you are pushing them. Don't you do any due dilegence or even smell testing? You believe anything that somebody tells you?I'd assume they fund their safe leg from the same trading firms, like PIMCO,...Why not assume unicorn dust?PIMCO Total Return ETF (BOND) is an intermediate term bonds/fixed income ETF, with a current yield of 2.19%.Intermediate term, not short term. 2%, not 5%. Intermediate term yields more than short term, and it STILL is much less than 5%.Do you somehow think that PIMCO is hiding their short-term high- quality low-risk 5% portfolio under a blanket, and offering it only to a few special friends?Stop defending the indefensible. Stop pushing crappy investments that you don't understand. Please!