UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next
Author: foo1bar Big gold star, 5000 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 128146  
Subject: Re: Free Credit Scores Date: 10/2/2012 12:41 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 5
Okay, there ARE free credit scores you can receive annually. BUT it's inconvenient.
Or credit report?
They ARE different.

THIS is the only way to actually get your free credit report. Print this form out http://www.ftc.gov/bcp/edu/resources/forms/requestformfinal....
and fill it out and mail it in (yes, snail mail).

http://www.annualcreditreport.com/ works just fine if you want a free credit report
You don't have to do snail-mail for it, but you can.
To confirm that annualcreditreport.com is the truely free one, see:
And watch that you are careful what link you click on - sometimes the bureaus make it easy to find the pay-them-money-for-scores/protection/whatever link, but the free report link is not as prominant.

If you really want to see your scores, my recommendation is to find a friendly loan broker, and talk to them about giving you a copy of the report they pull when you are refinancing your house or whatever. (I think it costs them a few bucks, but if you're refinancing with them, they'll make that back and then some - and they have to pull a report anyhow when you're refi'ing.)
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next


Useful Resources
Our Home Center has all you need to make buying and owning a home a great experience. Get or refinance a mortgage and much more!
Buying/Selling a Home FAQ

Mortgage Professor
Offsite resource for mortgage questions.
Post of the Day:
Macro Economics

Looking at Oil and Gas
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.