OldToad,Thanks very much for your reply. You are of course correct that I would not be hit by a 20% (approx) conversion fee, I was nore concerned with with receiving fewer UK Pounds rather than Irish Punts when I bring the money across, (I remember the days when there was a 1-2-1 comparision). However your have given me some food for thought & some ideas to explore. Thank you again for you time.JamesPaul007
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