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I know the answer to these questions is almost always it depends or no but I would be curious to know what people think.

Current net worth is about 80k. Age 33. Renter with no plans to buy

The 80k works out as follows:
45k - Retirement Accounts
16k - Cash Efund High Interest Account
9k - Stocks
6k - Stock Buying fund
4k - Short Term Cash/Bank Acct

No debt, credit card or otherwise. Car in good shape no need for any major expenses forseen. I'm also single and no kids.

My biggest vice is that I spend 5k each year on a nice vacation. No immediate plans to change that.

I make about 55k/year currently. I currently save 10% for the retirement accounts. My goal is to retire early/mid 50's with at least 1million total net worth excluding a home if I buy one.

Thoughts are appreciated.
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