On the ETF SPY you'll get qrtly dividends and depending on your tax rate you could pay 0% to 39.x% on them. And no cap gain/loss until sold.If you compare Vanguard's S&P ETF, VOO to SPY they're almost identical. VOO shows a very slight out-performance sometimes and I think this is because the VOO expense ratio is about half of SPY's ER (0.05% vs 0.10%). Again, negligible.thanks.difference in expense is surprising .... 'negligible', but not trivial <g>
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