No. of Recommendations: 0

Once again, thanks to all those who gave me such valuable input.

I have since transferred over 5k to a lower rate CC - one
that will only charge 5.9% UNTIL BALANCE IS PAID IN FULL!!!

I was tentative to do this - suspecting some trickery
behind the scenes - but apparently I have good enough
credit/payment records for them to extend this offer to me.

So, I am sitting on the retirement $ and considering working
a P/T job in order to get in some extra payments on the outstanding

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