Once upon a time, a Fool once said... Mike, you don't have to get the certificates. Waterhouse does something that's almost like a DRP. They'll take your dividends, and they'll use that to buy shares of what you're invested in at no charge to you. However, you can't do optional cash payments without having to incur the commission. That's the catch. True, but when I contact INTC, PFE, & SPG and say, "YO!, I wanna start fee-free OCP's from you rather than paying my broker $12 a pop, they said "HUH?! What? Who are you? We have nothing in your name. Talk to your broker kid, ya bother me." Of course, when I talk to Waterhouse, they say: "HUH?! What? Who are you? We gave your name to the stocks transfer agent. Talk to them kid, ya bother me." I guess I shoulda used the Moneypaper.still not retired,Michael
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