One did need the money available to pay back previously received benefits and also funds to support themselves while the suspension and re-applying was in process. IMO this is not necessarily one who is extremely well off.Well, according to my neighbors who are getting SS, this *is* a good description of e"xtremely well off." And this is a solid middle class to upper-middle class area.Figure it out. Age 62 to 66 = 48 months at approx $1200-$1500/mo = $65,000. To age 70 = 96 months = $134,000.So, yes, anyone who can write a check for $65,000 to $134,000 is very well off. And very rare.