One item that I have not seen mentioned is Tax-Exempt funds, there are state level and national level funds out there. What you would want to do aside from the regular due diligence is to evaluate your savings rate for them. The calculation is this: TE Rate/(100 - your tax rate). So a tax exempt fund with an annual yield of 5% gives you a real yield of 6.9%, just to give you an idea.jenn
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