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My DW and I have been married 7 mos. She's 41, I'm 38. Before marrying a Fool, she's always been on shakey financial ground with CC debt, etc., which I paid off with a HELOC on my co-op after our nuptials.

Thing is, as expected, she has virtually no retirement savings-- just $6K in an old 401k (soon to be rollover IRA), vs. my retirement savings, about $65K.

Should we be trying to play catch-up with her IRA and devote our efforts to building it up? Or should we just let it be and rely on my retirement money and devote our $$$ to my accounts?

We're both self-employed right now, so employer contributions, etc. are not an option for either of us.
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