One other aspect of MF vs ETF I did not see mentioned, that may or may not be advantageous depending on if you're a LTBH'r and the ETF is in a taxable account. ETF's held in a taxable account for long term, 5-10+ years, you are only taxed on any dividends (generally qualified). There is no capital gain/loss until the ETF is sold.Conversely MF's, in a taxable account, generally have yearly capital gains, some even short term.
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