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My DH has been sporatically employed for the last 3.5 years. This will soon impact his ability to pay his bills. He has started taking money from one credit card to pay other debts. He has used all of his savings and is concerned if he does get a job in the next 3 months, he will need to file bankruptcy.

We have no joint debts other than our rent and I am not having any problems paying my bills.

So my question, what would happen to me if he did file bankruptcy? I don't want any impact to my credit but we would need joint credit to buy a house in the near future (assuming he gets a job).
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