I reread your post and I see that you DID recommend total stock market index! My goof sorry. Anyway I don't think I want to do that for the reasons I stated. I might even reconsider that, though, since I was reading somewhere (I've been reading so much I can't keep track of where I read things) that the S&P 500 indexes have been doing well because the S&P 500 has been leading the market; but this might not always be the case. So I'm not even sure about that. Maybe I'll pick both just to keep my bases covered.
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