Open up a ROTH account, then you can do what you want, stocks, bonds mutual funds.Me prefer stocks, 65% dividend paying, with a history of increasing them, and reinvesting them, 15% in mutual funds of my choice, have about 15% in riskier or turnaround prospects, and 5% cash so if I see an opportunity I can take it.I pretty much let it be and check it quarterly. If way out of balance, then I re balance it. Should be happening by July if my risk/turn arounds in RF and RAD continue, will have to sell. Tried the penny stocks for first time, been in SWET, but missed the sell at 8 cents. Not much of a position, so said screw it, not enough to do much with, and who knows? Other than that, have the KO, GE INTC, HPQ, MRK, OMI, PEP, RF, RAD, mutual funds have PRMSX, PRNHX, CSRSX and DISSX.
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