Opening an IRA at your bank is like ordering lasagna at a chinese restaurant. Product quality will be low, since it isn't what they specialize in. The same is true of credit unions.Open your investment accounts at institutions that are good at them: Scottrade, Ameritrade, Brown & Co, ETrade, etc. I use Scottrade. Just print the one-page new account form on their website, fill it out, and send it to your local branch.Roth IRAs, traditional IRAs, and your employer's retirement plan (if they have one) are all good places to invest. Whichever you choose, you've managed to save money instead of spending it, and invested in a tax deferred account so your wealth can grow as quickly as possible.Read all articles here to learn more about retirement investing:http://www.fool.com/retirement.htmA Roth IRA opened at a low fee brokerage (Scottrade) invested in a low fee mutual fund (Vanguard) is a solid strategy if you're still not sure what to do.Nick
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