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I'm wondering if anyone has an opinion on BTO. It's down about 30% over the last year, which seems contrary to the merger mania that was seen in the banking world (although I don't believe any of BTO's holdings were bought or merged).

More importantly, how do you assess this fund? I'm not sure how to apply foolish analysis tools to a bank fund like BTO. It's kind of perplexing.

Thanks,
Skafen
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