option #1 (Upgrade to 2012)- Back up your data to a removable drive, install 2012 as instructed, convert your file to the new format (this will be part of the installation) and move on. You still have your 2009 version backup should anything go wrong. You might also save a "print screen" file of your homepage showing all your accounts and there balances before upgrading for comparison afterwards. ps- I've never done a "year end" copy of my Q data.option #2 (Upgrade to 2011)- Why bother? Yes you can save a couple dollars but you will need to upgrade again in two instead of three years. I've experienced NO PROBLEMS either with the upgrade to 2012 process or since.YMMV,Kurt
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