Or do the more affluent simply have more motivation to continue to shelter the funds from taxation, and other assets to use for their spending needs? Perhaps they are also better informed about their options and how keeping the Inherited IRA intact could benefit them. I would not be so quick to judge one as more responsible than anotherSince this has been MY experience, there is no one more qualified than I to judge the reason for their excess withdrawals as I am the one meeting with them to assist with such.
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