Other than highly paid CEO's, and back dating options ( UNH )-- is there anything that you would like to discuss about HMO's and WLP as an industry? For profit HMO's set their rates on cost plus basis, hoping to keep their MLR, or MCR's in control. This is the major benchmark for most for profit HMO's. All HMO's are facing some head winds, right now. Mostly from the political front, as they are an easy target for "What's wrong with healthcare in the U.S."
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