Other than leave the money to me, I think you should do what lets you sleep at night :)Do you have a particular hobby you find absolutely a thrill? Invest in a small business that allows you to withdraw your hobby. (but not take over your life)Do you have something to pass on to the next generation? Invest/donate the money in teaching that skill and withdraw the pleasure of mentoring.Do you have something left to do that you have always wanted to do. Invest in a parachute and jump!!!!!AS far as the MM part of your idea. IF I were in your spot. I don't like that strategy! I believe in asset allocation and diversification based on in part on what you know today. You know the return on the MM and it is not good, so why put your money there? Let me guess - to smoothe out volatility, all the while sacrificing return. Other ways to do that!
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