Just finished reviewing the Foolish sectionon annuities. and I have made a very unFoolish mistake. I was encouraged and purchased a variable annuity through SunAmerica, 4 years ago. What now....is it more Foolish to hold, sell and take losses on surrender charges and taxation as ordinary income..and reinvest in an index fund? I don't need the money, but I need better performance and less cost. Suggestions? Thanks
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