UnThreaded | Threaded | Whole Thread (20) | Ignore Thread Prev | Next
Author: Toymom One star, 50 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308689  
Subject: Our Debts Date: 10/20/2003 11:37 AM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
Okay, here goes.

We owe:
Mortgage 120,000 1565/mo.
Home Imp. loan 12,685 304/mo.
Visa 2,722

Monthly Income: 4,560
Groceries: 450-500/mo.
Gas & Electric: 229
Oil: 200 every 2 months
Phones: $90/mo.

3 kids, 1 dog & 1 husband who is compulsive shopper.

Help! We are currently spending more than we earn. Someone doesn't want to give up cable. We have 2 cell phones that we pay ONLY 20cents/min., no monthly charge. He uses his for emergencies. I'm the school contact, and use mine more for my at home business. (About $20/month, local calls)

My oldest needs clothes & is very picky - it has to look right and feel right too. So she has to go with me shopping and try everything on.

They're all in scouts, no sports except for summer rec dept.

What else do I need to lay out in front of my husband (and me) and where do I start cutting?

Toymom
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (20) | Ignore Thread Prev | Next

Announcements

TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Managing Your Wealth
Our own TMFHockeypop from Rule Your Retirement fame on the TV show Managing Your Wealth.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Apple

The Saddest Place on iPhone Day
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement