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Our Fleet accounts were transferred to National Credit, Inc. A couple of days ago I got a letter from them asking if would be:

1. Interested in a negotiated settlement of our account? OR

2. Would a significant savings interest us?

We don't have the money to make a lump sum payment, which I think is what they'll want if we negotiate a settlement.

I'm new to this stuff--what do you guys think about this mess and what we should do?

Thanks, thanks, and more thanks--

Hey Tubamom!

It couldn't hurt to find out what they may have in mind. The "significant savings" might have something to do with a lower interest rate, I dunno. Perhaps you could find out what they're hinting at, and then tell them you'll get back to them on it. Meanwhile, you could get ideas here on what they have to say.

Good luck!

...but I still am...

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