Our health insurance is $10K for each of us (total $20K), just for basic premiums. Then we each have a $2.5K deductible, then we each have a $2K co-insurance. I have major health issues, so I paid the full $4.5K for deductible and co-insurance, plus $2.5K for our $10 co-pays for meds. Living on $35K per year is just plain impossible for us.
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