Can someone tell me If there is a hole in my little scheme? I have a SIMPLE at work, where my employer matches up to 3%, and we are immediately vested. Unfortunately, my boss employs a smooth, money grabbin' "advisor" who gives us only the most expensive, fee-encrusted vehicles available. There is, however, a money market option with no comish (lousey return). Can I start directing my money into that no comish money market, then have it transfered to a Roth at a good no load family, thereby paying the tax, but avoiding the comissions to the "advisor"? Thanks for helping. Mike
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