No. of Recommendations: 0
Parking your funds in a 1-yr CD for a year is not a bad idea if you think interest rates will be higher in a year when the CD matures. The problem is some of us have been playing that game for quite a while, and are growing impatient.

Interest rates have stayed low for longer than any of us expected. The recovery has also been very slow compared to our expectations.

The future is unknown. Its a risk.
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