Something I've been wondering about lately. I see in financial articles all the time where people being profiled say a goal, among others, is "to leave some assets (home, money, stocks, etc.) to children, grandchildren."I personally view this as a necessary consequence of having enough money to live on comfortably throughout an undetermined length of retirement with an uncertain ROI. If things go according to plan, we'll have assets left when the last of us die because we'll have been living off the investment income to that point. My children, grandchildren are welcome to it, but to be honest if I could spend it all before I die (to include charity), I would.To a lessor extent I view college savings the same way. I plan to have very small college savings available for my two kids (unless something unexpected happens and I get rich.) I'll be concentrating on retirement savings for myself in the mean time. If my kids get scholarships, they can go wherever they want. Otherwise they will go where we can afford given my small savings and financial aid applications.My view probably comes from my upbringing which included (and does to this day) absolutely NO possible inheritence from anywhere. In fact, we'll probably end up supporting at least one of my wife's parents later in their life. And I used scholarships/financial aid for college. Heck, we even paid for our own wedding (though I plan to cover that for my daughters.So just wondering what other's feelings on this are. Looking for replies from different age groups (I'm 31 w/ two 3 year-old kids.) And looking for some background on why you feel the way you do (upbringing, etc.)Thanks in advance,- Tom
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