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Paul: <<My Medicare Pt D plan has 3 tier coverage. Generics are almost free after deductible and monthly premium, preferred brands get better coverage than unpreferred brands. >>

I have Humana (through Wal-Mart) for my Pt. D, and have been very, very pleased with it. I take only one Rx on a continual basis, and like you, it is almost free (no deductible on the one I take). Of course, I must pay my monthly premium ($15.10) as of today.

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