Paul, thank you again for your most timely replies, and links to other threads. I've purchased closed end muni funds in the past for my parents' trusts, but one as at the mercies of too many external variables and fees in those vehicles... found them to be 'heads the managers win no matter what, tails the managers win no matter what', and the long term holder gets a declining income stream. Then if rates go up, NAV goes down, its a lose-lose investment for me. I'd rather buy my own stuff and not have to be at mercy of fickle sellers, especially leveraged ones. But thanks to your help will keep an eye on this and Fixed Income boards.jim
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