Paul,Thanks for the reply.My bad. The Foolish Flow Ratio is fine. It is cash vs total debt that is an issue. Apple has 27 billion in accounts payable!The cash to total debt ratio based on the June 29, 2012 balance is27654b/51150b = .54. The investment guide recommends that this ratio be above 1.5.What's an amateur investor to do? Ignore the ratio and by anyway? Chris
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