No. of Recommendations: 2

Gee, do you work for the government? Forgive me, but it sounds as if you do.

The hassles of finding a plan that worked were much over blown.

Oh? Who says so? I did the on-line search the first time, for my state, since every state varies, and found I forget how many -- two, maybe three dozen companies out there? They were all offering all kinds of options, and prices varying from $13/month to $75/month! How about the many, many elderly who do not even OWN a PC? Just pick one -- on a retiree's income? C'mon, man. I was and am reasonably conversant on line. Have you tried to call one of the "helpful" agencies or sources to help you choose a plan?

Who ever bought insurance by contacting all possible suppliers about all available plans. Obviously, you work with the companies you know and trust and go with one of their plans unless a friend finds one that is much better.

Oh sure. Great. Logical from your perspective, maybe, but, again, not for many, many 65+ people who may never have even HEARD of a lot of these companies, or who may never have "worked with" ANY such companies, especially their first time!

Cost of Part D have turned out to be less than projections. The overall program is affordable.

For whom? The government, maybe, but not necessarily for the insured!

Yes, competition adds complexity. But only if you decide to change programs for a better deal. Not if you are satisfied with the program you have.

Fine, as I was "happy", too, until or unless they more than DOUBLE their premiums (as happened to me) in a year, and maybe even stop paying for the meds you need!

For MANY, even perhaps for most people, Plan D can often be wonderful, if they have many costly prescriptions. But for many, it is often a crapshoot, and my point is simply that I think it should not HAVE to be so complex. Private industry... competition... I know the arguments, many of which depend on political leanings, sadly. SOMETIMES, it's better for the CONSUMER if they do not have to wade through so many "choices".

I harbor NO political leanings, per se; I simply like things that work and do the job best.

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