pauleckler writes,

Once you retire, go through a stock market "adjustment" and survive, your confidence in your numbers grows. And you become more comfortable with the risks.

Absolutely!

There have been two 50% declines in the market (2000-2003 and 2007-2009) since I retired in 1994. They're just blips on the long-term chart.

http://www.retireearlyhomepage.com/reallife11.html

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