pay off Discover or Citibank and then see if you can get a lifetime BT at a low rate for some of the MBNA debt.Here's an example...Let's say you pay off Citibank and they will give you 5% until the card is paid off on whatever debt you transfer. Let's say your limit on that card is $7,000. Pay off Citibank. Then transfer $6500 (so you don't go over the limit with interest charges) from MBNA to Citibank.Then you can focus on paying down MBNA.If you cannot get a lifetime cap on the interest rate, pay off the card that has the lowest regular interest rate - between Citibank or Discover. I think that might be Discover. Then BT part of the MBNA balance to Discover. -b-
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