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Anyone else in this situation?

I actually had my credit card paid off this summer. Then a one-time-only vacation opportunity came up and my wife and I used plastic to pay our way since we hadn't gone on vacation in four years. Fine, I was prepared for that.

Upon our return, we incurred $2,000 in (unexpected, of course!) car repair bills. And I decided to return to school to further my career development. The credit card is now about $2,600. Way above where I like it (below $500). And I'll have to pay for classes this month. That'll be about $580 not including books. I'm gonna pay cash for the books. Ouch.

I should get reimbursed by my company for the classes, depending on my grades, but I have to foot the initial bill. And there's no guarantee I will get reimbursed, so I'm not counting on reimbursement.

My plan is to grit my teeth, cinch in my belt, and pay off my classes each semester. And I'm going to try paying $200 to $500 a month toward the credit card each month while using it. I've found not using it rather impractical.

It's going to be long winter. Wish me luck.

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