I read the article does this apply for 401K programs also?This is my situation:We had 401K Loan to pay for a downpayment on my first home in 1995 from my wife's plan. My wife quit in '98 and we defaulted on the loan. I received a 1099-R in '98 and now must pay taxes plus penalty. Since I used these funds for my home purchase is this withdrawal penalty free?Any help is appreciated?ThanksThe fool is a riddle
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