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I am retiring and have several options for monthly income. No luump sum available.
I can get 2200 per month and wife nothing when I die.
I can get 2050 per month and wife gets 1000 when I die.
I can get 1900 per mo and wife gets the same 1900.

Any advise or best guess on the options. Both of us are 60 and in pretty good health. I hav heard of some buying taking the highest for my life and buying life insurance for wife's part. This would be easy if I knew how long each would live.
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