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I have a defined benefit pension plan through my state employment. In the past, I was a participant of another system's defined benefit plan, but drew out the money when that job ended.
I can now repurchase that credit, and I'm trying to figure out if that is the best choice.
Pros:
Would add 6 years to my service credit
This would give me well over the 10 years needed to vest & become eligible for disability payments or survival benefits.
I would be able to retire 6 years sooner.

Cons:
Money! It would cost me $11,000 to repurchase this credit.

How can I figure out which is the better option - doing the repurchase or not??

Thanks for any input on this-
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