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Hello fool gurus:
I have about $ 9,500 (100% vested) in my previous employers pension plan.

I have about $ 10,000 in credit card loans at 4% apr.

My question is
(1) should I take out the pension money and finish up up credit card debt.

(2) If I take out the money how much (approximate percentage) would I lose in penalties and taxes (filing jointly, annual gross income- $ 80,000)

Thank you for your advice
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